I help business owners, professionals, and families choose coverage that actually holds up — and I stay on the file after the paperwork is signed.
Individual, family, and group medical. Marketplace plans, private major medical, dental and vision.
Term, whole, and indexed universal life. Income replacement, estate liquidity, and buy-sell funding.
Group benefits, census and quote work, key-person coverage, and executive carve-out plans.
Annuities, retirement income planning, and tax-advantaged accumulation strategies.
Public exchange plans and private coverage solve different problems. Which one fits depends on your income, your household, and whether you own the business. I quote both and show you the math side by side.
Usually the stronger answer when subsidies apply or when health history would complicate underwriting.
Often the stronger answer above subsidy thresholds, for broader networks, or when a business is covering a team.
Carrier availability varies by state, plan year, and product line. I'll confirm which carriers are open in your area before we compare anything.
Fifteen minutes. You tell me who's being covered, what you're paying now, and what went wrong with the last plan.
I come back with public and private options side by side — premium, deductible, network, and what each one actually costs you in a bad year.
I handle the application and stay your point of contact for claims, ID cards, and renewals. No call center.
Send a request and I'll reach out to schedule. If it's urgent, call or text the direct line — that reaches me first.
If I helped you sort out coverage, a few sentences here helps the next person decide whether to call. Nothing gets published without your permission — I read every submission first, and you'll see it live with your first name and last initial only.